I don't usually go on too much about macro economics, mainly because it's something I have almost no control over. My household budget is challenging enough.
That being said, I feel the need to shout out.
Too big to fail banks: Let them fail. They took the risks. Why should us little guys bail them out?
The Federal Reserve Bank: Why does the US allow a private company to have this much control over its money? Shouldn't the US issue its own paper? That is, if you have to deal with paper at all.
The International Monetary Fund -the IMF? Disband it. Countries that are too small to have much say in the IMF should just ignore it. Every time a country gets in financial trouble, the IFM demands "austerity measures." Why do they do that? So that bankers can get paid off. No wonder people are rioting all over the world. A few countries have thumbed their nose at the IMF. Argentina comes to mind. They are probably better off for it.
If countries don't do something about the criminal banker class, it's going to get real ugly. Complicated monetary systems have failed in the past. It happened to the Roman Empire. After the empire failed, there was almost no money changing hands. Everything was reduced to food, labor, and security. We know it as Feudalism.
If the powers that be don't want to see things simplified to their basics, they'd better start throwing bankers in jail. They can start with the top management of Goldman Sachs and work their way down from there. It's going to be hard though, with so many in government having come from that very same robber banker class.
Just because it's hard doesn't mean it shouldn't be done.