Sunday, December 14, 2014
From time to time I rant about medical insurance. Recently I wrote a blog ranting how none of the insurance packages being offered in my area did me any good. My lovely wife convinced me to take another look. She worries about me.
There was a plan that was affordable, but it didn't cover any of the doctors in my area. Just out of curiosity I gave it another look. Much to my surprise all the local doctors are now covered by that system. Either the web site had a glitch the first time I checked it or the plan just expanded.
A few years ago when I'd dropped insurance coverage my cost had risen to almost $1000/month. That was totally out of reach. The plan I signed up for will cost me less than $350/month. While I hate to spend money on something I might not use, it's not going to break my budget.
I am one of those people who benefits from the new rules about preexisting conditions. Had the old rules been still in place they would not accept me.
It's still a messed up way to run a health care system. A wise man takes care of his own health and only relies on the system for things he can't fix himself. As a disabled firefighter I've learned how to manage my issues with alternative treatments. At least now I'll be covered in case I do something stupid like fall off my roof and break a leg.