Saturday, November 22, 2014
Medical insurance plans
I was going to write about my trials and tribulations navigating the government insurance website. The post went on way too long. Let me sum up. There are no plans available to me that are both affordable and/or useful. There are no plans that would make access to health care easier, not would they prevent me from going bankrupt should I have a major medical emergency.
Let's just say I'm a bit disappointed. I'm 56 with respiratory issues and I'm fat. It might be prudent to have some sort of relationship with the medical profession. It doesn't help that one of the few doctors I might actually get along with is no longer taking patients.
So where do I go from here? What can I do to keep my medical expenses low? The prudent thing would be take off the excess weight. That's a good place to start. The medical profession isn't much help with that sort of thing -outside of surgery that is. I don't want to go that route. Back when I had insurance they wanted to put me on weight loss drugs, but later those were discovered to cause cardiac issues. Kinda defeats the purpose, doesn't it?
Of course, the whole point of medical insurance is to have access to life saving procedures. My guaranteed access is limited to emergency room care. That's not much help should I come down with something that needs long term treatment.
Last year I spent $0.00 on medical care. If I'm going to keep out of the system I might have to spend a little money on preventative care. In spite of my aversion to the medical/insurance/political complex, I want to live a long and happy life, so it's up to me.