Friday, August 9, 2013
Finance and me
The world of finance and the world I live in don't overlap as much as they do in most people's lives. Money just doesn't interest me. I'm not trying to avoid it. However, seeking it is not one of my bigger past times.
That being said there are bills to pay -maybe not as many as most people, but bills none the less.
Back when we spent winters living on the road in a tent, our finances were simple. Over time they've gotten more complicated again. We were stopping at my dad's often enough that forwarding our mail there was enough of a solution. Now that we plan on spending a lot of time traveling on the boat, we needed to simplify things once more. Mail might not catch up to us for months, so that wouldn't work.
My lovely wife went into our local credit union and did the money thing. There used to be a pleasant receptionist who was welcoming and efficient. We'd talk to her and then get directed to the correct office. She's been replaced by a computer screen and a keyboard. We had to type in our names and checkmark what service we wanted. Eventually the person who handled what you wanted would wander into the lobby and collect you. We all miss the pleasant lady.
We were able to connect with the right person and he was able to do what we wanted. Our rates are lower and payment will be automatic. That's one less thing to worry about, assuming everything goes though the way it's supposed to.
It would be easier to live on a boat full time. Then all the payments, insurances, and taxes, and registrations associated with land life would go away. There were just be a boat to worry about. As it is, we have all the land stuff, and a boat to support.
It's much more fun to plan boat modifications and to get our gear in order. That's real to me. However, once in a while, I've got to do the financial stuff too, even though it's no fun at all.