So far outside the box you can't even see the box from here.
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Saturday, July 28, 2012
Killing yourself for health insurance
Over and over I hear of people doing things they don’t want to do -for the health insurance. My lovely wife was just telling me about another one. This woman is doing a job that will most likely get her seriously injured and she’s doing it for the health insurance. There’s another job that she’d really rather do but she thinks she can’t give up her health insurance. The thing is, she’s currently healthy -except for the constant wear and tear her job is doing to her.
The woman could actually do something she likes. If she quit her old job could be filled by a nice young strong person. She’d be healthy and happy, plus someone else could have a job. Still, she’s working the job that’s slowly killing her.
There’s a couple I know who got married because one of them lost health insurance. Both of them are healthy but they rushed into marriage for that all important health insurance.
What really drives me nuts is that the insurance that they are sacrificing for isn’t even that good. Plans have been whittled back until they don’t provide the same sort of coverage that they used to. The polices are written to conceal their true weaknesses. Even if a service is technically covered they deny payment on trumped up excuses.
I know from experience that fighting an insurance company is very hard to do -especially when I really was sick and not at my best. If my lovely wife hadn’t dealt with the insurance companies for me, it would never have been straightened out.
People are making large sacrifices for insurance only to get screwed by the insurance companies anyway. The decisions aren’t driven by logic. Destroying real health for something that may or may not help you when sick doesn’t make sense.
Fear is driving these decisions. Give up fear. Think the unthinkable.
I live in an area of NH known as the Great North Woods. I'm in my dome-i-cile out in the county with my lovely wife and a varying number of family and friends
-part red neck, part hippie but all country. Experimenting and enjoying the adventure of life.