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Wednesday, May 2, 2012

The insurance was worth it



I learned a valuable lesson last year. AAA won’t do much of anything for you if your boat trailer burns out a wheel bearing crossing the Everglades. It was an expensive lesson.

A tow truck driver told me about BoatUS trailer insurance. They’ll take care of the boat trailer and the tow vehicle. It was less than $40/year.

This year while towing the trailer, the truck had problems. I had the truck and boat towed 158 miles. The tow truck guy wasn’t a regular BoatUS company, but they agreed on the phone to reimburse me.

I had to fax them the bill. Lacking a fax machine, I used Got Free Fax to fax over the bill using a scanner and a computer. That worked fine.

My insurance was for only 100 miles. I expected to eat the over mileage. Instead, they covered the whole bill. Turns out I also have boat insurance with BoatUS. There was some tow insurance that I wasn’t even aware of.

I’d only gotten boat insurance because many marinas now require it. Since we had planned on stopping at a few of them, an insurance paper to wave around looked like a good idea. Marinas pretty much accept zero liability.

Insurance is one of those things I really had to pay for. I probably drove over a million miles before I got roadside insurance of any type.

Outside of being a customer, I’ve no connection to BoatUS. I just thought I’d pass along that they really pulled through for me when I needed it. Anyone trailering a boat any distance might like to know it’s available.

I wish I knew about it last year before my Everglades misadventure.

-Sixbears

6 comments:

  1. That is good information to know.

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    Replies
    1. That's why I put it out there. Might save somone else down the road.

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  2. It is always nice to hear that there are still some companies that fulfill their obligations and maybe take it a step further.

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    1. They were surprisingly easy to deal with. At least that was my experience.

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  3. I'm certainly glad you shared this information with us. Even though I don't have a boat, it's always good info to have!

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    Replies
    1. I thought it might save someone some pain and suffering, and maybe a few bucks.

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