Getting money access while on the road is getting problematic. Traveling with a big wad of cash is not recommended. Crooks can rob you. Even police can confiscated your cash just on the suspicion that it's connected to a crime. Good luck getting it back.
On the road, I've used a mix of some cash and my debit card. Never used to have any problems with my debit card anywhere in the country. Last night it was refused at a grocery store. Didn't have quite enough cash on me. Had to resort to using my "emergency" credit card. Really annoying when I actually have money in my account.
Called my bank in NH to see what the problem was. They couldn't find one. No record of a failed transaction existed. Their best guess was that it's a problem with computers in Florida. They asked if there had been thunderstorms here. (nope.) Assured my card was fine, I drove down to the filling station to buy some diesel. Not only did the debit card not run, the clerk said the machine was giving him a fraud alert.
At that point, I was steaming, but kept my temper in check. Called the bank once more. Again, no problems showed up. Their best guess: a bad magnetic strip on the card.
Here's where it gets interesting. They can't send me a new card. There are Federal regulations against it. I'd have to walk into my local bank. (1600 miles away) Most of my mail is getting forwarded to my dad's place, but the post office will not redirect a bank card. Nanny gov has protected me from my own money. How nice of them.
Tomorrow, we see if my wife's card will run. Taking the dog to the local vet. Hope he's willing to take a check, if need be.
If there hadn't been small craft advisories, we'd have been sailing today. That would have been a lot more pleasant than struggling with the modern banking world.
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